BUDGET!

A significant portion of how your lender determines how much you can qualify for depends on your month debt-to-income ratio. Meaning, how much income you earn each month divided by your monthly obligations; including (but not limited to) your new mortgage payment, auto loans, credit cards, student loans, child support. etc.

Budgeting is a powerful tool that can help you successfully plan your financial future, and qualify for the home you want.

On the right hand side, please feel free to download this monthly budget worksheet to help you get started on reaching your financial goals today!

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Reviews

"Appreciated the clear options and communication"

rachael f

"The initial call with Becky she provided so much education and really let us take lead from there"

shelby j

"Becky was very helpful and helped explain everything. She was responsive to my texts and helped close the deal with quick closing time"

kelly r g

"Great communication, friendly manner, available for contact and questions and offered easily understood explanations,"

joan m f

"It was fine"

gary h

"For various reasons beyond Becky's control, my load application was denied twice. But Becky never gave up. She kept giving me options to make sure I had a chance of getting the place I wanted. She also did a great job of making a complicated process easier to understand."

michael s b

"Becky helped make this deal happen, despite my complicated financial situation and a very difficult seller. I honestly feel like I couldn't have done it without her!"

laura w

"Becky went out of her way to communicate with lenders on issues related to the loan. Most agents would not make the efforts she did for our loan. She was patient in times when needed. Overall very good understanding of customers and lenders issues. She orchestrates the deal as sometimes it takes someone to do so."

brian b

"Clear communication"

kenneth t