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1321 Merritt Ave

Beautifully updated 3 bed, 2 bath rambler featuring a stylish kitchen with stainless steel appliances, luxury vinyl plank flooring, and a private bath off the master. Refinished original hardwoods add warmth throughout the living room and bedrooms. Stay comfortable year-round with an energy-efficient heat pump and benefit from solar panels for reduced utility costs. Enjoy the spacious backyard with a covered patio and shed for extra storage. RV parking runs alongside the driveway. Conveniently located near McFarland Park, downtown Enumclaw, scenic hiking trails, shopping, dining, and major highways—this home combines comfort, efficiency, and an ideal location.

1165 Harding Street

Discover a charming residence nestled in the safe and welcoming community of Enumclaw, offering a comfortable and convenient lifestyle. This delightful 3-bedroom, 2-bathroom home, encompassing approximately 1,200 square feet, has been thoughtfully enhanced with beautiful hardwood floors and fresh paint. Privacy is paramount in this lovely home, particularly within the master suite, which boasts its own secluded retreat complete with a full private bathroom, offering a tranquil sanctuary for relaxation. Enjoy the double French doors that open directly onto a private deck. Beautifully landscaped grounds, walking distance to daycare and close to school bus stops this is the perfect starter home. Don't wait, this home won't last!

8225 212th St SW #302

Discover the charm of this top-floor unit in a prime Edmonds location, just steps from 5 Corners & minutes to magical downtown Edmonds/waterfront. Enjoy the convenience of popular neighborhood shops/restaurants, Yost Park, & Pine Ridge Park. This unit is perfect for downsizing or a new beginning, featuring fresh flooring throughout, a spacious living room w/cozy wood-burning stove & wet bar + large kitchen w/room for a dining table. Relax outside on your deck & enjoy the sun. In-unit washer/dryer, private garage for parking/storage + additional reserved parking spot. Pet-friendly policy for 2 pets up to 40 lbs & open to investors (below rental cap). This condo is a great opportunity to live at the gateway of all that Edmonds has to offer!

2916 SW 329th St

Twin Lakes picture perfect Rambler! Spacious w/ 3 bed & 2 bath. Open & inviting sunken family room, living room, & dining room. Bonus Loft & vaulted ceiling adds to the charm! Keep cozy w/ the gas freestanding stove when cool & enjoy the house + ceiling fans in the heat. Step out to your lush yard to both generous front & back covered entertainment patios, tool shed, and enchanting mature landscaping. Abundant parking in the driveway, 2-car carport, & RV carport. Nestled between nature & the city. Just minutes to parks, trails, beaches, playgrounds, new K-8, & bus lines making this an ideal location! Territorial view. No HOA. Single owner & seller procured home inspection! Just add your personal touch!

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How can I afford to move?

Buyers Agent | Modern Home Buyers Guide

Navigating Buyer Agent Agreements and Compensation Post-NAR SettlementAs the real estate landscape evolves, the recent NAR settlement has introduced new dynamics in how buyer agents are compensated.Buyers' agents can navigate the new NAR settlement rules effectively by being transparent with clients and integrating these strategies.Partnering with a professional lender (me!) to make sure your compensation doesn't hinder your clients' offers on homes with limited or no commission. Let's work together to make home purchases transparent, stress-free, and ensure your clients can buy any home on the market. By understanding these options, agents can help buyers can make informed decisions and can better assist their clients in navigating these changes.These creative compensation structures will help you adapt to the new norms and ensure a smooth home-buying process.1. Seller Compensates Both Agents Equally (Same as prior to NAR Settlement)The seller agrees to compensate the listing agent and the buyer's agent individuallyThis compensation structure must be disclosed to both parties. Unlike previous practices, it clarifies that the seller is paying both agents directly. 2. Buyer Reduces Down Payment to Pay Buyer's Agent Commission (Finance in Mortgage Balance)The buyer offers a fair purchase price but reduces their down payment by, using these funds to pay the buyer's agent commission.The buyer adjusts their financing to allocate funds for the agent's commission from their down payment.3. Buyer Increases Purchase Price to Cover Buyer's Agent Commission (Built into Purchase Price)The buyer increases the offer price and requests that the seller pay this increased amount as the buyer agent's commission.The increased purchase price covers the buyer's agent's commission, effectively transferring the cost to the seller through the transaction. 4. Buyer Pays Buyer's Agent Compensation in CashThe buyer agent negotiates the best purchase price and pays their agent's commission in additional funds to close.The buyer directly compensates the buyer's agent without increasing the transaction amount.Implementation ConsiderationsTransparency: Ensure all parties know and agree to the compensation structure.Documentation: Clearly outline the agreed compensation method in the Buyer Broker Agreement and other transaction documents.Compliance: Adhere to the new NAR rules and local real estate regulations.Education: Inform clients about these options to help them make informed decisions and understand their financial commitments.I'm here to help!Becky Elder

Mortgage Basics Binder

Listing Agent | Modern Home Seller Guide

Dear Seller,Navigating the intricate world of real estate and home financing can be daunting as the landscape undergoes transformative changes, particularly with affordability, values, and increasing lowball offers. That is why your agent has partnered up with us, because I've assembled this playbook to illuminate solutions to our market's most pressing challenges. By having us on your team, we can use some of these solutions, as well as others, to help make the home more affordable to the buyers, while netting you, the seller, more money. Consider this an educational tool and a resource you can refer back to. It's designed to answer some of the pivotal questions you may have about the nuances of selling and purchasing real estate.⚡️ AFFORDABILITY SOLUTIONS ⚡️ Home affordability is a cornerstone in our industry. My team and I are equipped to devise financing solutions that cater to a diverse range of potential homebuyers. By securing favorable rates or introducing unique loan products, our goal remains steadfast: making the dream of homeownership feasible for more individuals.Example ➡️ Affordability Solutions .......................................................................⚡️ APPRAISAL GAP SOLUTION ⚡️ We have a remedy when a property's appraised value doesn't measure up to the anticipated list/sale price. Our appraisal gap strategy is tailored to bridge this disparity, ensuring that your listing agent, can secure the most competitive offer for the property. I've incorporated a video detailing our approach to this challenge for a more comprehensive understanding.Example ➡️ Appraisal Gap Details.......................................................................⚡️ NEGOTIATING LOWBALL OFFERS ⚡️ Encountering a lowball offer doesn't have to be a setback. We have a tried-and-true strategy to counter such offers, striking a balance that meets the buyer's proposal without compromising your financial considerations. This approach ensures that both parties reach an equitable and satisfactory agreement.Example ➡️ Negotiating Lowball Offers.......................................................................I aim to be a collaborative partner in your real estate journey. Our challenges in this dynamic market are achievable with the right tools and strategies. I hope this playbook serves as a testament to my commitment to excellence and unwavering support for you. Let's work together to turn challenges into opportunities and achieve unparalleled success in our ventures.Warm regards,BE Home loans team

Reviews

"For various reasons beyond Becky's control, my load application was denied twice. But Becky never gave up. She kept giving me options to make sure I had a chance of getting the place I wanted. She also did a great job of making a complicated process easier to understand."

michael s b

"Becky helped make this deal happen, despite my complicated financial situation and a very difficult seller. I honestly feel like I couldn't have done it without her!"

laura w

"Becky went out of her way to communicate with lenders on issues related to the loan. Most agents would not make the efforts she did for our loan. She was patient in times when needed. Overall very good understanding of customers and lenders issues. She orchestrates the deal as sometimes it takes someone to do so."

brian b

"Clear communication"

kenneth t

"There was regular and thorough information. Everyone was kind and patient."

erica w

"Super easy process, quick to respond"

jamie t

"quick & professional handling of loan application and processes"

richard u

"Responsive to questions"

elizabeth u

"We cannot thank Becky, Hannah, and the rest of their team enough for how wonderful they were to us through the entire process!! Hands down the kindest, most professional group out there!! We will definitely be referring them to everyone!!😊"

colette d